Equity Release

Testimonials

Hear what our clients are saying!

J. H-B.

I have used Sharon Harvey at Seafield Mortgages since my first property purchase in 2003. Whether you’re a first-time buyer, an existing homeowner, looking to re-mortgage, or a property investor, Sharon will go out of her way to find the right mortgage deal for you and save you £100’s each month. In a market where it has become increasingly difficult to borrow, knowing which lender and deal are right for you can be daunting. Sharon is well qualified, clear, practical, highly knowledgeable and able to deal with both the most simple and complex situations. Sharon goes the extra mile with her dedication and impeccable customer service. 

"Our key aims are to fully understand what you are looking to achieve, create a solution tailored to your needs, deliver results through an excellent service and build a relationship for life".

"We have access to a wide range of mortgage and insurance providers to ensure we can find you a competitive financial solution, which meets your needs and your budget".

"We specialise in providing advice and guidance on Mortgage and insurance products but I can also put you in touch with trusted partners for help with Pensions, Investments and Wills".

Mortgages

I can examine a comprehensive range of mortgages from across the market on your behalf and advise you on the most suitable options for your individual circumstance. I take the confusion out of mortgages and present the options clearly and simply, allowing you to make sense of the products available.

I use professional sourcing software which is updated daily to bring you the latest deals so if you are a first time buyer, home mover, remortgaging, sorting out your buy to let investments or need other mortgage related help and advice then please don’t hesitate to contact me.

Once I have found the most suitable mortgage for you, I will submit your application and progress the mortgage right through to completion, keeping you informed of key stages in the process.

Your property may be repossessed if you do not keep up repayments on your mortgage

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

FIRST TIME BUYERS

PURCHASE

REMORTGAGES

BUY TO LET

BRIDGING FINANCE

LARGE LOAN SPECIALIST

SELF EMPLOYED & CONTRACTORS

Protection

Nobody likes to think of the worst or what would happen if things went wrong. But what would happen if you were unable to work, due to long term illness?

How would you pay your mortgage or meet your other monthly commitments? How would your partner meet the monthly mortgage payments, in the event of your death or the diagnosis of you becoming critically ill? These are things you really should be mindful of and failure to meet monthly mortgage repayments could result in mortgage lenders repossessing your home.

We understand how important it is for you to protect yourself, your family and your home. With our experience and expertise, we can tailor a package for you to suit your needs and ultimately your budget. We can advise you which cover is suitable and explain the benefits and extra options available so you can be sure you arrange the right type of policy. If you would like to arrange a review of your protection needs please give us a call or use the contact form below.

LIFE INSURANCE

CRITICAL ILLNESS COVER

INCOME PROTECTION

PRIVATE HEALTH INSURANCE

HOME INSURANCE

LANDLORDS COVER

We do not provide advice on the following products and services, but we can refer you to a trusted partner company who can deal with your enquiry.

Wills & Trusts

Probate Services

Conveyancing Services

Credit Checking Services

PENSIONS & INVESTMENTS

Lump Sum Lifetime Mortgage

Drawdown Lifetime Mortgage

Interest-Only Lifetime Mortgage

The choice in the Equity Release market can be confusing with so many providers to choose from. 

Your adviser will take the confusion out of Equity Release and present the options clearly and simply, allowing you to make sense of the products available. If you would like to arrange a review of your Equity Release needs please give us a call or use the contact form below.

This is a lifetime mortgage.  To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. An equity release plan will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefit.

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

Mark Culham - Protection Director

Steve Jascourt - Equity Release Specialist

“Arranging Equity Release solutions for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

Steve is a colleague from the Right Mortgage Network.