Straight forward friendly and professional Mortgage and Insurance advice. Solutions tailored to your needs!

About Me

I have been in the Mortgage and Finance Industry since 1988, based in Southbourne, Bournemouth and cover nationwide. 

I take pride in my level of knowledge of the market and customer service.

Being a whole of market Mortgage Broker means I research on a whole of market basis to find the right mortgage for you.

I offer a range of services for mortgage clients, from First time buyers, to new purchasers, to constructing portfolios for new buy to let landlords, to helping increase yield for experienced ones, I can deliver both the bespoke service & advice these diverse market places need.

And my commitment to you does not end there, I strive to offer my clients the best possible service so that they become a “client for life”. I offer ongoing reviews and, of course, you are most welcome to contact me even when a review is not scheduled.

Sharon Harvey CeMap – Director Seafield Mortgages Ltd

Mortgages

I can examine a comprehensive range of mortgages from across the market on your behalf and advise you on the most suitable options for your individual circumstance. I take the confusion out of mortgages and present the options clearly and simply, allowing you to make sense of the products available.

I use professional sourcing software which is updated daily to bring you the latest deals so if you are a first time buyer, homemover, remortgaging, sorting out your buy to let investments or need other mortgage related help and advice then please don’t hesitate to contact me

Once I have found the most suitable mortgage for you, I will submit your application and progress the mortgage right through to completion, keeping you informed of key stages in the process.

Your property may be repossessed if you do not keep up repayments on your mortgage

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

FIRST TIME BUYERS

REMORTGAGES

BUY TO LET

PURCHASE

BRIDGING FINANCE

SECOND CHARGE

ADVERSE CREDIT

COMMERCIAL

EX PATS

FOREIGN NATIONALS

SELF EMPLOYED CONTRACTORS

Protection

Nobody likes to think of the worst or what would happen if things went wrong. But what would happen if you were unable to work, due to long term illness?

How would you pay your mortgage or meet your other monthly commitments? How would your partner meet the monthly mortgage payments, in the event of your death or the diagnosis of you becoming critically ill? These are things you really should be mindful of and failure to meet monthly mortgage repayments could result in mortgage lenders repossessing your home.

I understand how important it is for you to protect yourself, your family and your home. With my experience and expertise, I can tailor a package for you to suit your needs and ultimately your budget. I can advise you which cover is suitable and explain the benefits and extra options available so you can be sure you arrange the right type of policy. If you would like to arrange a review of your protection needs please give me a call or use the contact form below.

LIFE INSURANCE

CRITICAL ILLNESS COVER

INCOME PROTECTION

PRIVATE HEALTH INSURANCE

HOME INSURANCE

LANDLORDS COVER

Home Insurance

Buildings Insurance is the most basic of cover and is designed to cover you against physical damage to your property. It is generally a condition of your mortgage contract and is required by most mortgage lenders to comply with the terms and conditions of the loan, however, it is usually acceptable for you to shop around and use the Building Insurance provider of your choice.

Contents Insurance offers cover against fire,water damage, theft, and accidental damage to your personal belongings, as different companies offer different inclusions and exclusions you should always check your policy.

There are two main types of Contents Insurance. The first is a new for old insurance, for example, this policy will replace your TV with another one of similar brand, quality etc. The other type of Contents Insurance is known as Indemnity insurance. This insurance provides cover for what the object is currently worth. Whichever policy you choose, it is important that the sum that you insure is an adequate and realistic amount,in case you do need to make a claim.

Other Services

I do not provide advice on the following products and services but we can refer you to a trusted partner company who can deal with your enquiry.

PENSIONS & INVESTMENTS

EQUITY RELEASE

WILLS

Get in Touch

Feel free to send me a message using the contact form below.

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By submitting this information you have given your agreement to receive verbal contact from me to discuss your mortgage requirements.

You voluntarily choose to provide personal details to me via this website. Personal information will be treated as confidential by me and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Testimonials – Hear what my clients are saying!

J. H-B.

I have used Sharon Harvey at Seafield Mortgages since my first property purchase in 2003. Whether you’re a first-time buyer, an existing homeowner, looking to re-mortgage, or a property investor, Sharon will go out of her way to find the right mortgage deal for you and save you £100’s each month. In a market where it has become increasingly difficult to borrow, knowing which lender and deal are right for you can be daunting. Sharon is well qualified, clear, practical, highly knowledgeable and able to deal with both the most simple and complex situations. Sharon goes the extra mile with her dedication and impeccable customer service. 

My key aims are to fully understand what you are looking to achieve, create a solution tailored to your needs, deliver results through an excellent service and build a relationship for life.

I have access to a wide range of mortgage and insurance providers to ensure I can find you a competitive financial solution which meets your needs and your budget.

I specialise in providing advice and guidance on Mortgage and insurance products but I can also put you in touch with trusted partners for help with Pensions, Investments, Equity Release and Wills.